Author: admin

Business Improvement Districts (BIDs)

Business Improvement Districts (BIDs)

Is a business improvement district (BID) a good thing for business or a bad thing for business? Firstly, to explain what a BID is, will help those that are not entirely sure what it is…A Business Improvement District is a defined area within which businesses pay a levy in order the fund projects within the…

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Job vs self employment

Job vs self employment

Job vs self employment argument… I was having this discussion last night with my other half about whether our children should be looking for a job or setting up in business and becoming self employed. There is no problem with them going to university or college and starting out in a job, but the old…

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2014 business outlook

2014 business outlook

I was just pondering over the 2014 business outlook and what might be in store for us this year. Looking at some of the reports about where the FTSE 100 is heading, which is somewhere between 7,500 and 8,000 (As I’m writing this it stands at 6,834), one couldn’t help but think positive things about 2014.…

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Are you ready for interest rate rises?

Are you ready for interest rate rises?

Are you ready for interest rate rises with your property or with your business borrowing? The news today comes with mixed messages – the good news is that UK unemployment has fallen slightly from 7.7% yo 7.6%, which shows the UK economy is improving. However, if you owe money on a ‘Non-Fixed’ interest rate basis,…

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Bank lending for small business

Bank lending for small business

Bank lending for small business – don’t blame the banks. It’s now five years since Britain first dropped into recession and during that half decade there have been regular growls of complaint from small businesses about the raw deal they have been getting from the banks. The Federation of Small Businesses has insisted that the…

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Government loan guarantee

Government loan guarantee

The new Government loan guarantee program for homes in the UK – is this a good thing or a bad thing? You would initially think that where the Government are offering to guarantee 20% of the purchase price for homes this would be a good thing. However, if you look at it in the aftermath…

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Change for success

Change for success

Change for success – To be successful change what you do… Albert Einstein defined Insanity as: “Doing the same thing over and over again and expecting different results.” Put another way; in order to get different results from what you are achieving now you need to do something different! This applies to your personal life…

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