Author : Russell Bowyer

Whilst fighting for my life from cancer, I began to write again When I look back at my school years, I reflect on being bullied and on occasion I was beaten up. I once wanted to be a marine biologist, but finally decided to qualify as a Chartered Accountant, and I kept scuba diving as a hobby instead. I wound my way through a number of different businesses, which eventually lead me to owning a multi-million pound manufacturing business. Then my life came crashing down around me. In 2014 I was diagnosed with Cancer. This caused me to make one of the biggest mistakes of my entrepreneurial career so far. I put the wrong person in charge of my business, which lead to my selling my business to staff at a huge loss to me. For more information please go to the about page.

What is it called when you spend more than you have or earn?

What is it called when you spend more than you have or earn? The single words I’d use to describe your behaviour of spending more than you make, have or earn might be profligate, which means you’re being recklessly extravagant or wasteful in the use of resources. Other single words to describe this behaviour might include reckless or foolhardy. But to use two words as a description, this is simple and can be described as Over-Spending.

EcomRoad review (J R Fisher’s EcomRoad Course to get in on the eCommerce Gold-Rush)

EcomRoad review: The EcomRoad Course is a part of J R Fisher’s online eCommerce training course. The course is for those of you who are seeking to make money online from eCommerce by using Shopify as your store-front, and Facebook Ads to gain customers. You can either utilise the course to create a side-hustle in order to make an extra income to supplement your day job. Or alternatively, this course is for those of you looking to completely replace the day-job, get out of the rat-race and to be in a position to sack the boss! Take a closer look…

AffiloTools review Affilorama (Improve your search engine rankings)

AffiloTools review: AffiloTools is for improving your search engine rankings and is part of the online suite of tools and training within Affilorama. The tool was designed by online marketing enthusiast Mark Ling. This website data tool is for those content marketers with a website or blog who are looking to stay ahead of the competition. Affilorama claim that the tool integrates with Google analytics, Bing, Facebook, Twitter, Moz, Semrush, Clickbank and more. They also claim that AffiloTools automatically tracks your rankings in greater depth and in more search engines, so you benefit from being able to see real results and see your precise movements in the search engine rankings or SERPS. In addition they claim that AffiloTools stacks your real rankings against your real traffic data. Which means you will be able to see which keywords and positions are most important to your business. Take a closer look…

Pathway to Passive review Affilorama (Content affiliate marketing)

Pathway to Passive review: This training system was designed by online marketing enthusiast Mark Ling. The training course is for anyone who wants make money online by learning how to build their own content marketing website or blog promoting affiliate products using search engine friendly content. They say it comes with a “bird’s eye view” road-map for success, together with a strategy to follow so you know where you’re going. They also claim that you’ll learn how to build a successful, high-quality, long-lasting content rich affiliate website to earn a great passive income, and that you’ll save time, plus avoid those classic blunders that newbie affiliates make. Take a closer look…

What happens if you spend more money than you have available?

If you continue to spend more money than you have available, your life will be miserable and be in continuous turmoil. Living from hand to mouth, day by day and pay cheque to pay cheque is stressful. But the best way to avoid spending more money than you have in your account is to tackle the route cause. That route cause is your mindset and your relationship with money. Your problem is at a subconscious level and is the same reason why most lottery winners end up worse than they were before they won big money.

What are the obstacles that prevent financial goals from being achieved?

The things that stop you from achieving your goals are all in the mind and are linked to your emotions. These include subconscious obstacles like having a fear of failure or the fear of success. It includes putting your own obstacles in the way like making excuses and procrastinating. Also, the mistake many make is thinking that success is all about making big leaps forward, when in fact small consistent steps are more likely to win the end game.

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